Bill Macklem W.R.(Bill) Macklem Mortgage Services Ltd #100 - 5000 Bridge Street, Delta, B.C. V4K 2K4 Phone: (604) 946-8000 Fax: (604) 946-7272 Email: mortgages@bcrealestate.net (Bill Macklem)

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HOME TODAYS BEST INTEREST RATES SIX REASONS MORTGAGE APPLICATION PAYMENT CALCULATOR C.M.H.C. GUIDELINES 1ST TIME BUYER INFORMATION DOCUMENTATION YOU WILL NEED HELP ENSURE YOUR SUCCESS LEARN ABOUT BUYER AGENCY

Understanding the approval process You meet with Bill to discuss and complete your Mortgage Application Bill submits your Application to various Lenders for Pre-Approval You select a property with your Realtor and make an offer to purchase. You provide Bill with a copy of the accepted Contract of Purchase and Sale. Bill submits your Contract of Purchase and Sale to the selected lender An appraisal of the property you wish to buy is ordered and reviewed CMHC approval of your mortgage is requested (if required) Your mortgage application receives final approval You have a follow-up meeting with Bill to review the terms of your mortgage You meet with the Lender to sign the mortgage documentation Mortgage documents are forwarded to your lawyer You meet with your lawyer to sign additional documentation The transaction completes and is registered at the Land Titles Office Your Realtor delivers the keys to your new home YOU MOVE IN - CONGRATULATIONS!

"Your Partner in Closing" RE/MAX MORTGAGE SERVICES W.R. (Bill) Macklem Mortgage Services Ltd. #100 - 5000 Bridge Street, Delta, B.C. V4K 2K4 Phone: (604) 946-8000   Fax: (604) 946-7272 Email: mortgages@bcrealestate.net (Bill Macklem) Best experienced with © Copyright BC REAL ESTATE NET All Rights Reserved